All Credit Cards

Popular

SBI Card Fuel / Premium Co-branded

BPCL SBI Card Octane

Annual Fee

₹1,499

Min Income

₹30,000

Joining Fee

₹1,499

Credit Score

720+

Joining Fee: ₹1,499 + GST. Annual Fee: ₹1,499 + GST from second year onwards. Annual fee waived upon spending ₹2,00,000 or more in the preceding anniversary year.

Key Benefits +5 more

7.25% Value-Back on BPCL Fuel — Earn 25 Reward Points per ₹100 spent (6.25% back, capped at 2,500 points/month) plus a 1% fuel surcharge waiver (up to ₹100/month) at BPCL stations.

10X Rewards on Everyday Categories — Earn 10 Reward Points per ₹100 spent (2.5% return) on dining, groceries, departmental stores, and movies (capped at 7,500 points/month).

Domestic Airport Lounge Access — Enjoy 4 complimentary domestic airport lounge visits per year, structured as 1 visit per calendar quarter.

Details Apply Now

SBI Card Fuel / Co-branded

BPCL SBI Card

Annual Fee

₹499

Min Income

₹30,000

Joining Fee

₹499

Credit Score

650+

Joining Fee: ₹499 + GST. Annual Fee: ₹499 + GST from second year onwards. Renewal fee is waived if annual spends reach ₹50,000 or more in the previous year.

Key Benefits +4 more

Up to 4.25% Savings on BPCL Fuel — Save up to 4.25% on BPCL fuel spends: 13X Reward Points (3.25% value-back) + 1% fuel surcharge waiver on transactions up to ₹4,000.

Instant Fuel Point Redemption — Redeem your accumulated Reward Points instantly for fuel at over 1,200 partner BPCL petrol pumps (1 RP = ₹0.25) with no minimum threshold.

5X Rewards on Groceries, Dining & Movies — Earn 5 Reward Points per ₹100 spent (~1.25% return) on dining, groceries, departmental stores, and movie tickets (capped at 5,000 points per month).

Details Apply Now

SBI Card Rewards / Entry-Level

SBI SimplySAVE Credit Card

Annual Fee

₹499

Min Income

₹30,000

Joining Fee

₹499

Credit Score

650+

Joining Fee: ₹499 + GST. Annual Fee: ₹499 + GST from second year onwards. Renewal fee reversed on spending ₹1,00,000 or more in the previous anniversary year.

Key Benefits +3 more

10X Rewards on Everyday Essentials — Earn 10 Reward Points per ₹150 spent (~1.67% value-back) on dining, movies, groceries, and departmental store purchases.

1X Base Rewards — Earn 1 Reward Point per ₹150 spent (~0.25% value-back) on all other eligible retail and online categories.

2,000 Points Welcome Benefit — Get 2,000 bonus Reward Points (worth ₹500) on spending ₹2,000 within 60 days of card setup, offsetting the joining fee.

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HDFC Bank Shopping / Co-branded

Shoppers Stop HDFC Bank Credit Card

Annual Fee

₹299

Min Income

₹20,000

Joining Fee

₹299

Credit Score

700+

Joining Fee: ₹299 + GST. Annual Fee: ₹299 + GST.

Key Benefits +4 more

3% Rewards at Shoppers Stop — Earn 3% reward points on every Shoppers Stop purchase (capped at 500 reward points per calendar month).

1% Base Everyday Rewards — Earn 1% reward points on non-Shoppers Stop retail spends (capped at 1,000 reward points per calendar month).

Shoppers Stop Silver Edge Membership — Receive a complimentary Shoppers Stop Silver Edge Membership worth ₹350 as a welcome benefit.

Details Apply Now

HDFC Bank Shopping / Co-branded

Shoppers Stop Black HDFC Bank Credit Card

Annual Fee

₹4,500

Min Income

₹70,000

Joining Fee

₹4,500

Credit Score

720+

Joining Fee: ₹4,500 + GST. Annual Fee: ₹4,500 + GST. No annual fee waiver condition is currently offered on this card.

Key Benefits +4 more

7% Value-Back at Shoppers Stop — Earn 7% reward points on all your Shoppers Stop purchases. Maximum cap of 2,000 reward points per month.

2% Base Rewards — Earn 2% reward points on everyday non-Shoppers Stop retail spends. Maximum cap of 2,000 reward points per month.

Complimentary Black Membership — Get a complimentary Shoppers Stop Black Membership (worth ₹4,500) as a welcome benefit.

Details Apply Now

SBI Card Cashback / Online Shopping

SBI Cashback Credit Card

Annual Fee

₹999

Min Income

₹30,000

Joining Fee

₹999

Credit Score

650+

Joining Fee: ₹999 + GST. Annual Fee: ₹999 + GST from the second year onwards. Waived on spending ₹2,00,000 or more in the previous anniversary year.

Key Benefits +3 more

5% Universal Online Cashback — Earn 5% cashback on all eligible online transactions across websites and apps in India without any merchant restrictions.

1% Offline Spends Cashback — Get 1% cashback on eligible in-store offline purchases and everyday transactions.

High ₹4,000 Monthly Cap — Earn up to ₹4,000 combined cashback per statement cycle, enabling total annual savings of up to ₹48,000.

Details Apply Now

SBM Bank / ZET Lifetime Free/FD-backed

SBM ZET Credit Card

Annual Fee

Lifetime Free

Min Income

Not specified

Joining Fee

Free

Credit Score

300+

Lifetime Free credit card with no joining or renewal fees. Issued against a fixed deposit of ₹2,000 or more.

Key Benefits +7 more

Guaranteed Approval Against FD — 100% guaranteed approval against a minimum Fixed Deposit of ₹2,000 with no income proof or credit score verification required.

Up to 7% Interest on FD — Your underlying fixed deposit continues to grow, earning up to 7% interest per annum, safely insured under RBI/DICGC regulations.

5% Cashback on Amazon & Flipkart — Earn 5% cashback on Amazon and Flipkart vouchers purchased via the ZET app.

Details Apply Now

Federal Bank / Scapia Travel / Rewards

Federal Bank Scapia Credit Card

Annual Fee

Lifetime Free

Min Income

₹30,000

Joining Fee

Free

Credit Score

730+

Lifetime Free card with no joining fee or annual renewal fee.

Key Benefits +7 more

Zero Forex Markup Fee — Enjoy zero foreign currency exchange markup on all international transactions across 180+ countries worldwide.

Unlimited Domestic Lounge Access — Unlock unlimited complimentary domestic airport lounge visits by spending at least ₹20,000 on the card in the calendar month.

4% Value-Back on Travel Bookings — Earn 20 Scapia Coins per ₹100 (4% value-back) on all flight and hotel bookings made via the Scapia app.

Details Apply Now

BOBCARD / Uni Lifetime Free

BOBCARD Uni GoldX Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

700+

Lifetime Free card with no joining fee or annual renewal fee.

Key Benefits +6 more

24K Real Gold Rewards — Earn rewards in real 24K Digital Gold (Uni Coins). Convert your gold to cash anytime or mint into physical gold coins with zero making charges.

Zero Forex Markup Fee — Enjoy zero foreign currency markup on all international spends across 180+ countries.

Unlimited 7% Back on Travel — Earn unlimited 7% back on domestic and international flight and hotel bookings made through the Uni Store platform with no capping.

Details Apply Now

YES Bank UPI / Cashback

Kredit.Pe YES Bank LTF UPI Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

720+

This card is issued as Lifetime Free (LTF) with absolutely no joining fee or annual renewal fee.

Key Benefits +5 more

Unlimited 5% Cashback on Digital Gold — Earn a massive, uncapped 5% Kredit.Pe Cashback on all Digital Gold purchases.

Unlimited 3% Cashback on UPI — Earn an unlimited 3% Kredit.Pe Cashback on all your eligible UPI scan & pay transactions.

YES Bank Reward Points — Earn 8 YES Bank points per ₹200 on online shopping, 4 points on offline spends, and 2 points on utilities, insurance, and government services.

Details Apply Now

YES Bank Rewards / UPI

YES BANK POP-CLUB Credit Card

Annual Fee

₹399

Min Income

₹25,000

Joining Fee

Free

Credit Score

730+

Joining Fee: Nil. Annual Fee: ₹399 + GST (waived on spending ₹1.5 Lakhs annually). Currently offered as Lifetime Free.

Key Benefits +4 more

10% Rewards on Online Spends — Earn 10 POPcoins for every ₹100 spent on online transactions across platforms.

Extra 5% Rewards on POP UPI — Earn an extra 5% POPcoins on UPI transactions when using your POP RuPay Credit Card via the POP UPI app.

2% Base Offline Rewards — Earn 2 POPcoins for every ₹100 spent on offline retail purchases and other regular transactions.

Details Apply Now

Kiwi (YES / AU / PNB) UPI / Cashback

Kiwi RuPay Credit Card

Annual Fee

Lifetime Free

Min Income

₹15,000

Joining Fee

Free

Credit Score

720+

Basic card is Lifetime Free. An optional Kiwi Neon Membership is available for ₹999 + Taxes annually.

Key Benefits +4 more

1.5% Cashback on UPI — Earn 1.5% cashback on eligible Scan and Pay UPI transactions using the standard Lifetime Free Kiwi card.

Kiwi Neon Membership Boost — Upgrade to the Kiwi Neon Membership (₹999 + taxes) to earn 2% base cashback on Scan & Pay, scaling up to 5% upon hitting annual spending milestones.

Online & Non-UPI Spends — Earn 0.5% cashback on online transactions and 2 Reward points for every ₹200 spent on regular offline/non-UPI purchases.

Details Apply Now

Axis Bank Premium / Rewards / Lifestyle

Axis Bank SELECT Credit Card

Annual Fee

₹3,000

Min Income

₹50,000

Joining Fee

₹3,000

Credit Score

736+

Joining Fee: ₹3,000 + GST. Annual Fee: ₹3,000 + GST (Nil for Burgundy clients). Annual fee waived on spends of ₹8,00,000 in previous year.

Key Benefits +7 more

2X Rewards on Retail Shopping — Earn 20 Axis EDGE Reward Points per ₹200 spent on retail shopping (groceries, apparel, departmental stores) on cumulative monthly spends up to ₹20,000.

10 EDGE Points Base Rewards — Earn 10 Axis EDGE Reward Points on every ₹200 spent across other eligible categories.

12 International Lounge Visits — Enjoy up to 12 complimentary international airport lounge visits per year with a complimentary Priority Pass membership.

Details Apply Now

Axis Bank Travel / Airline

Axis IndiGo RuPay Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

735+

Lifetime free under the limited-time offer till 30th Oct 2026. No joining or annual fees apply during this period.

Key Benefits +4 more

3% Value-back on IndiGo Spends — Earn 3 IndiGo BluChips for every ₹100 spent directly on the IndiGo website and app bookings.

2% Value-back on Selected Spends — Earn 2 IndiGo BluChips for every ₹100 spent on selected secondary categories.

Base Travel Rewards — Earn 1 IndiGo BluChip per ₹100 on all other eligible regular retail spends as base rewards.

Details Apply Now

Axis Bank Rewards

Axis Bank Rewards Credit Card

Annual Fee

₹1,000

Min Income

₹25,000

Joining Fee

₹1,000

Credit Score

736+

Joining Fee: ₹1,000 + GST. Annual Fee: ₹1,000 + GST.

Key Benefits +5 more

10X Rewards on Apparel & Department Stores — Earn 20 EDGE Reward Points for every ₹125 spent at apparel and departmental stores (capped at ₹7,000 spend per month).

Base EDGE Rewards — Earn unlimited 2 EDGE Reward Points per ₹125 spent across all other eligible retail categories.

Monthly Milestone Bonus — Get a monthly milestone benefit of 1,500 bonus EDGE Reward Points on reaching net purchases of ₹30,000 in a single statement cycle.

Details Apply Now

Axis Bank Lifetime Free

Axis Bank Neo Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

736+

Lifetime Free card. Standard fee is ₹250 + GST, currently offered with zero joining and renewal fees.

Key Benefits +7 more

Zomato Food Delivery Offer — Flat ₹120 off on food delivery on minimum order value of ₹499 via promo code AXISNEO (applicable twice per month).

Blinkit Grocery Discount — 10% off up to ₹250 on grocery orders with a minimum order value of ₹750 (once per month).

Paytm Utility & Recharges — 5% off up to ₹150 per month on mobile/DTH recharges or broadband payments on minimum spends of ₹299 via code AXISNEO (once a month).

Details Apply Now

Axis Bank Rewards / Lifestyle

Axis Bank Privilege Credit Card

Annual Fee

₹1,500

Min Income

₹50,000

Joining Fee

₹1,500

Credit Score

736+

Standard Joining/Annual Fee: ₹1,500 + GST. Lifetime Free offer available exclusively for the Amex variant during the promotional period.

Key Benefits +5 more

Uncapped EDGE Reward Points — Earn a flat 10 EDGE Reward Points for every ₹200 spent on regular purchases across domestic and international transactions.

12,500 Points Welcome Benefit — Earn 12,500 EDGE REWARD Points (worth ₹2,500) upon paying the joining fee and completing the first spend within 30 days of card issuance.

Domestic Airport Lounges — Get 8 complimentary domestic airport lounge visits per year (max 2 per quarter), subject to a minimum spend of ₹50,000 in the previous 3 months.

Details Apply Now

Axis Bank Cashback / Utility

Axis Bank ACE Credit Card

Annual Fee

₹499

Min Income

₹25,000

Joining Fee

₹499

Credit Score

736+

Joining Fee: ₹499 + GST. Annual Fee: ₹499 + GST. Annual fee is waived on annual spends of ₹2,00,000 or more in the previous year.

Key Benefits +3 more

5% Cashback on Utility via GPay — Earn 5% cashback on electricity, gas, internet bills, and DTH/mobile recharges made strictly via the Google Pay app.

4% Cashback on Food & Rides — Enjoy 4% cashback on popular food delivery apps (Swiggy, Zomato) and ride-hailing services (Ola).

Uncapped 1.5% Base Cashback — Earn an unlimited 1.5% cashback on all other eligible online and offline retail card spends.

Details Apply Now

Axis Bank Travel / Rewards

Axis Bank Horizon Credit Card

Annual Fee

₹3,000

Min Income

₹50,000

Joining Fee

₹3,000

Credit Score

736+

Joining Fee: ₹3,000 + GST. Annual Fee: ₹3,000 + GST.

Key Benefits +5 more

32 Domestic & 8 International Lounges — Enjoy up to 32 domestic and 8 international airport lounge visits each year, completely free of any spend-based eligibility requirements.

5 EDGE Miles on Travel Spends — Earn an accelerated 5 EDGE Miles per ₹100 spent on the Axis Bank Travel EDGE portal and direct airline websites or counters.

2 EDGE Miles on Regular Spends — Earn a base rate of 2 EDGE Miles per ₹100 on all other eligible regular retail spending categories.

Details Apply Now

Axis Bank Cashback & Rewards

Samsung Axis Bank Signature Credit Card

Annual Fee

₹500

Min Income

₹25,000

Joining Fee

₹500

Credit Score

736+

Joining Fee: ₹500 + GST. Annual Fee: ₹500 + GST. Annual fee is waived on annual spends of ₹2,00,000 in the previous year.

Key Benefits +3 more

10% Samsung Cashback — Get 10% flat cashback on all Samsung product purchases (including EMIs) via Samsung stores, App, Service Centres, and Amazon. Capped at ₹2,500/month and ₹10,000/year.

2% Value on Partner Brands — Earn 10 EDGE Reward Points per ₹100 spent at preferred partners: Zomato, BigBasket, Myntra, Tata 1mg, and Urban Company (Effective 2% return).

1% Base Rewards — Earn 5 EDGE Reward Points per ₹100 spent on all other eligible retail transactions (Effective 1% return).

Details Apply Now

Axis Bank Cashback / Shopping

Axis Bank Cashback Credit Card

Annual Fee

₹1,000

Min Income

₹50,000

Joining Fee

₹1,000

Credit Score

736+

Joining Fee: ₹1,000 + GST. Annual Fee: ₹1,000 + GST. Annual fee is waived on annual spends of ₹4,00,000 in the previous year.

Key Benefits +3 more

Tiered Online Cashback up to 7% — Earn up to 7% cashback on online spends in a tier-based structure, allowing a massive total online cashback cap of ₹4,000 per month.

Unlimited Offline Cashback — Earn unlimited 0.75% cashback on all your offline retail and travel spends.

Utility Bill Cashback — Get 0.5% cashback on online utility bill payments (capped at ₹100 per month).

Details Apply Now

Axis Bank Cashback

Axis Airtel RuPay Credit Card

Annual Fee

₹999

Min Income

₹25,000

Joining Fee

₹999

Credit Score

736+

Joining Fee: Rs. 500 + applicable GST. Annual Fee: Rs. 500 + applicable GST from second year onwards. Annual fee waived on spending Rs. 2,00,000 or more in the previous year.

Key Benefits +9 more

25% Cashback on Airtel Payments — Earn 25% cashback on eligible Airtel Mobile, Broadband, WiFi and DTH bill payments made through the Airtel Thanks App. Cashback is subject to the applicable monthly base-category cap.

10% Cashback on Utility Bills — Earn 10% cashback on eligible utility bill payments such as electricity, water and gas through the Airtel Thanks App. Cashback is capped based on the base cashback earned during the same month.

10% Cashback on Zomato — Earn 10% value-back on eligible Zomato transactions. Cashback/value-back is capped at Rs. 200 per month for Zomato.

Details Apply Now

Axis Bank Fuel & Cashback

Axis Indian Oil RuPay Credit Card

Annual Fee

₹500

Min Income

₹25,000

Joining Fee

₹500

Credit Score

736+

Joining Fee: Rs. 500 + applicable GST. Annual Fee: Rs. 500 + applicable GST from the second year onwards. Annual fee waiver on annual spends of Rs. 3.5 lakh.

Key Benefits +11 more

20 EDGE Reward Points per Rs. 100 at IndianOil — Earn 20 EDGE Reward Points for every Rs. 100 spent at eligible IndianOil outlets, equivalent to approximately 4% value-back when each EDGE Reward Point is valued at Rs. 0.20. Accelerated fuel rewards are subject to applicable limits.

5 EDGE Reward Points per Rs. 100 Online — Earn 5 EDGE Reward Points per Rs. 100 on eligible online shopping spends, equivalent to approximately 1% value-back. Accelerated online rewards are subject to applicable monthly limits.

1 EDGE Reward Point per Rs. 100 Other Spends — Earn 1 EDGE Reward Point per Rs. 100 on eligible other transactions. Rent, wallet, insurance, gold/jewellery, utilities and government-related transactions are excluded.

Details Apply Now

Axis Bank Lifestyle / Shopping / Entertainment Credit Card

Axis Bank MY ZONE Credit Card

Annual Fee

₹999

Min Income

Not specified

Joining Fee

₹999

Credit Score

Check eligibility

Current Axis Bank fee documents list ₹500 joining fee and ₹500 annual fee. Joining fee waiver is available on eligible ₹5,000 spend within 45 days of card setup. No standard annual fee waiver is listed for MY ZONE.

Key Benefits +11 more

4 EDGE Reward Points per ₹200 — Earn 4 Axis EDGE Reward Points for every ₹200 spent on eligible transactions.

1,000 EDGE Points Milestone — Earn 1,000 EDGE REWARD Points on achieving ₹1.5 lakh of eligible spending during the card anniversary year.

Domestic Airport Lounge Access — Get 1 complimentary domestic airport lounge visit per calendar quarter after meeting the required ₹50,000 eligible spending condition in the preceding 3 months.

Details Apply Now

Axis Bank Lifetime Free

LIC Axis Bank Platinum Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

735+

Lifetime free credit card. No joining or annual renewal fee is charged.

Key Benefits +4 more

Accelerated LIC Rewards — Earn 2 Reward Points for every ₹100 spent on LIC insurance premium payments (1 RP = ₹0.66).

International Spend Rewards — Earn 2 Reward Points per ₹100 on all foreign currency and international transactions.

Base Rewards — Earn 1 Reward Point per ₹100 on all other regular retail transactions.

Details Apply Now

Axis Bank Lifetime Free

LIC Axis Bank Signature Credit Card

Annual Fee

Lifetime Free

Min Income

₹41,667

Joining Fee

Free

Credit Score

735+

Lifetime free credit card. No joining or annual renewal fee is charged.

Key Benefits +5 more

2% Rewards on LIC Premiums — Earn 2 Reward Points for every ₹100 spent on LIC insurance premium payments (1 RP = ₹1).

2% Rewards on International Spends — Earn 2 Reward Points per ₹100 on all foreign currency and international transactions.

1% Base Rewards — Earn 1 Reward Point per ₹100 on all other retail transactions.

Details Apply Now

HDFC Bank Hotel & Travel Credit Card

HDFC Bank Marriott Bonvoy Credit Card

Annual Fee

₹3,000

Min Income

₹100,000

Joining Fee

₹3,000

Credit Score

750+

Joining and annual membership fee of ₹3,000 plus applicable GST. HDFC Bank states that joining fee or annual fee waiver is not available for this card.

Key Benefits +12 more

1 Free Night Award — Receive 1 Free Night Award worth up to 15,000 Marriott Bonvoy Points as a welcome benefit after the applicable eligible transaction or fee realization.

Marriott Bonvoy Silver Elite Status — Get complimentary Marriott Bonvoy Silver Elite Status and enjoy enhanced Marriott Bonvoy programme privileges.

10 Elite Night Credits — Receive 10 Elite Night Credits under the Marriott Bonvoy programme, helping accelerate progress toward higher elite status.

Details Apply Now

HDFC Bank UPI / RuPay Credit Card

HDFC Bank UPI RuPay Credit Card

Annual Fee

₹99

Min Income

₹25,000

Joining Fee

₹99

Credit Score

750+

Annual fee waiver on spending ₹25,000 or more during the applicable annual year before renewal.

Key Benefits +10 more

3% CashPoints on Groceries, Supermarket & Dining — Earn 3% CashPoints on eligible grocery, supermarket and dining transactions, including eligible RuPay MCC categories. Maximum 500 CashPoints per calendar month.

3% CashPoints on PayZapp — Earn 3% CashPoints on eligible PayZapp transactions. Maximum 500 CashPoints per calendar month.

2% CashPoints on Utility Payments — Earn 2% CashPoints on eligible utility bill payments. Maximum 500 CashPoints per calendar month.

Details Apply Now

HDFC Bank Travel / Railway / Co-branded

HDFC IRCTC Credit Card

Annual Fee

₹500

Min Income

₹15,000

Joining Fee

₹500

Credit Score

750+

Joining Fee: ₹500 + applicable taxes. Annual/Renewal Fee: ₹500 + applicable taxes. Annual fee is waived on eligible annual spends of ₹1,50,000 or more before the credit card renewal date. GST applicable at prevailing rate.

Key Benefits +9 more

5 Reward Points on IRCTC Spends — Earn 5 Reward Points for every ₹100 spent on the IRCTC ticketing website and Rail Connect App.

1 Reward Point on Other Spends — Earn 1 Reward Point for every ₹100 spent on other eligible purchases.

5% SmartBuy Cashback on IRCTC — Get an additional 5% cashback on eligible IRCTC train ticket bookings made through HDFC Bank SmartBuy.

Details Apply Now

HDFC Bank Cashback

HDFC Swiggy Ornge Credit Card

Annual Fee

₹500

Min Income

₹20,000

Joining Fee

₹500

Credit Score

Check eligibility

Joining Fee: ₹500 + applicable taxes. Renewal/Annual Fee: ₹500 + applicable taxes. Renewal fee waived on eligible annual spends of ₹1,50,000 or more in the previous year.

Key Benefits +9 more

5% Cashback on Swiggy — Earn 5% cashback on eligible Swiggy App transactions including Food Delivery, Instamart and Dineout. Minimum transaction value ₹249. Cashback capped at ₹1,500 per month.

5% Cashback on Select Online Spends — Earn 5% cashback on eligible online spends across selected merchants. Eligible merchants and MCC conditions apply. Cashback is part of the ₹1,500 monthly 5% cashback cap.

1% Cashback on Other Spends — Earn 1% cashback on other eligible transactions. Minimum transaction value ₹100 and cashback capped at ₹1,000 per month.

Details Apply Now

SBI Card Premium / Lifestyle

SBI Card ELITE

Annual Fee

₹4,999

Min Income

₹60,000

Joining Fee

₹4,999

Credit Score

750+

Joining Fee: ₹4,999 + GST. Annual Fee: ₹4,999 + GST from the second year onwards. Renewal fee is waived if annual spends reach ₹10,00,000 or more in the previous year.

Key Benefits +7 more

₹5,000 Welcome Gift Voucher — Receive a welcome e-voucher worth ₹5,000 from brands like Bata, Hush Puppies, Pantaloons, Shoppers Stop, Yatra, or Aditya Birla Fashion upon fee payment.

Free BookMyShow Movie Tickets — Get 2 complimentary movie tickets worth up to ₹250 each per month on BookMyShow (Total annual savings of up to ₹6,000).

8 Domestic Lounge Visits — Enjoy 2 complimentary domestic airport lounge visits every quarter (8 visits per year) at participating lounges across India.

Details Apply Now

SBI Card Online Shopping / Rewards

SBI SimplyCLICK Credit Card

Annual Fee

₹499

Min Income

₹25,000

Joining Fee

₹499

Credit Score

720+

Joining Fee: ₹499 + GST. Annual Fee: ₹499 + GST from second year onwards. Annual fee is waived if you spend ₹1,00,000 or more in the previous year.

Key Benefits +4 more

10X Rewards on Exclusive Online Partners — Earn 10 Reward Points per ₹100 spent (2.5% back) on Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy, Dominos, IGP, Myntra, and Tata CLiQ.

5X Rewards on Other Online Spends — Earn 5 Reward Points per ₹100 spent (1.25% back) on all other general online shopping transactions.

₹500 Amazon Welcome Voucher — Receive an Amazon.in gift voucher worth ₹500 upon payment of the ₹499 joining fee.

Details Apply Now

HSBC Bank Travel / Rewards

HSBC TravelOne Credit Card

Annual Fee

₹4,999

Min Income

₹50,000

Joining Fee

₹4,999

Credit Score

750+

Joining Fee: ₹4,999 + GST. Annual Fee: ₹4,999 + GST. Annual fee is waived on annual spends of ₹8,00,000 or more in the previous year.

Key Benefits +8 more

1:1 Instant Air Miles Transfer — Convert your reward points instantly into air miles or hotel loyalty points at up to a 1:1 ratio with Singapore Airlines, Qatar Airways, British Airways, Air India, Etihad, Accor, and Marriott.

Up to 12% on HSBC Marketplace — Earn up to 12 points per ₹100 on hotels, 8 points per ₹100 on flights, and 4 points per ₹100 on car rentals booked via HSBC Rewards Marketplace.

2X Points on Travel & Forex — Earn 4 reward points for every ₹100 spent on flights, travel aggregators (EaseMyTrip, Yatra, Cleartrip), and all foreign currency transactions.

Details Apply Now

HSBC Bank Lifetime Free

HSBC Visa Platinum Credit Card

Annual Fee

Lifetime Free

Min Income

₹600,000

Joining Fee

Free

Credit Score

Check eligibility

Lifetime free credit card with no joining or annual renewal fee.

Key Benefits +11 more

Lifetime Free Card — Enjoy the HSBC Visa Platinum Credit Card with no joining fee and no annual renewal fee.

2 Reward Points per Rs 150 — Earn 2 reward points for every Rs 150 spent on eligible transactions.

Travel with Points — Earn accelerated reward points through HSBC Travel with Points on eligible hotel, flight and car rental bookings. Current HSBC Travel with Points rates include up to 4X on flights for eligible non-Premier/Prive cards, 6X on hotels and 2X on car rentals.

Details Apply Now

HSBC Bank Credit Card

HSBC Live+ Credit Card

Annual Fee

₹999

Min Income

₹600,000

Joining Fee

₹999

Credit Score

750+

Annual Fee of Rs 999 + GST is waived on spending Rs 2,00,000 in the previous year.

Key Benefits +9 more

10% Accelerated Cashback — Earn 10% cashback on eligible dining, food delivery and grocery spends, capped at Rs 1,000 cashback per month.

Unlimited 1.5% Cashback — Earn unlimited 1.5% cashback on other eligible spends.

HSBC Live+ Dining Programme — Save up to 15% on dining bills at 200+ partner restaurants through the HSBC Live+ Dining Programme.

Details Apply Now

Axis Bank Credit Card

Axis Magnus Credit Card

Annual Fee

₹12,500

Min Income

₹150,000

Joining Fee

₹12,500

Credit Score

736+

Joining Fee: Rs 12,500 + GST. Annual Fee: Rs 12,500 + GST. Annual fee waived on Rs 25 lakh eligible spends in the preceding year.

Key Benefits +5 more

Unlimited Global Lounge Access — Enjoy unlimited lounge visits globally with Priority Pass, including 4 guest visits annually, along with unlimited domestic lounge access.

Rs 12,500 Welcome Voucher — Get Rs 12,500 Welcome Voucher from Luxe Gift Cards, The Postcard Hotels, or Yatra upon card activation. Select any one.

Oberoi & Trident Hotel Discount — Get up to 15% off on International and Domestic stays at Oberoi & Trident Hotels.

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Axis Bank Paid

Axis Privilege Amex Credit Card

Annual Fee

₹1,500

Min Income

₹50,000

Joining Fee

Free

Credit Score

736+

Annual Fee: Rs 1500 + GST.

Key Benefits +4 more

Domestic Airport Lounge Access — Get 8 complimentary domestic airport lounge visits per year, limited to 2 visits per quarter, after spending Rs 50,000 in the previous 3 months.

Monthly Movie Ticket — Get 1 complimentary movie ticket every month up to Rs 250 through the District App using promo code AXISPRIVILEGE.

5X EDGE Rewards on Travel EDGE — Earn 5X EDGE Reward Points on flights and hotel bookings made through Travel EDGE.

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Axis Bank Cashback

Axis Bank Flipkart Credit Card

Annual Fee

₹500

Min Income

₹25,000

Joining Fee

₹500

Credit Score

750+

Joining Fee: ₹500 + GST. Annual Fee: ₹500 + GST. Annual fee is waived if you spend ₹3,50,000 or more in the preceding anniversary year.

Key Benefits +4 more

5% Uncapped Cashback on Flipkart — Earn a flat 5% cashback on all eligible purchases made on Flipkart, with no upper limits.

4% Cashback on Preferred Merchants — Earn 4% cashback on top brands including Swiggy, Cleartrip, PVR, and Cult.fit.

1% Base Cashback — Earn unlimited 1% cashback on all other general retail offline and online spends.

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HDFC Bank Cashback

HDFC Bank PIXEL Play Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

₹500

Credit Score

750+

Joining Fee: ₹500 + applicable taxes, waived on spending ₹20,000 within 90 days of card issuance. Annual Fee: Nil.

Key Benefits +7 more

5% Brand Packs Cashback — Choose any 2 Brand Packs and earn 5% cashback, capped at 500 CashPoints per month per category. Dining & Entertainment: BookMyShow and Zomato; Travel: MakeMyTrip and Uber; Grocery: Blinkit and Reliance Smart Bazaar; Electronics: Croma and Reliance Digital; Fashion: Nykaa and Myntra.

3% E-Commerce Cashback — Choose any one e-commerce platform from Amazon, Flipkart or PayZapp and earn 3% cashback, capped at 500 CashPoints per month.

1% Unlimited Cashback — Earn 1% unlimited cashback on eligible other spends. Fuel, rent, EMI, e-wallet loading and government transactions are excluded.

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HDFC Bank Shopping / Rewards / UPI

Tata Neu Infinity HDFC Bank Credit Card

Annual Fee

₹1,499

Min Income

₹100,000

Joining Fee

₹1,499

Credit Score

730+

Joining Fee: ₹1,499 + GST (Currently Nil under limited-time offer). Annual Fee: ₹1,499 + GST, waived on spending ₹3,00,000 or more in the preceding anniversary year.

Key Benefits +5 more

Up to 10% on Tata Brands — Earn 5% back as NeuCoins on partner Tata brands plus an extra 5% NeuCoins on transactions made on Tata Neu app/website via NeuPass (1 NeuCoin = ₹1).

1.5% Back on UPI Spends — Earn 1.5% back as NeuCoins on UPI spends using the RuPay variant, capped at 500 NeuCoins per calendar month.

1.5% on Non-Tata & EMI Spends — Earn 1.5% back as NeuCoins on non-Tata retail purchases and merchant EMI transactions.

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