Card Benefits
Key benefits available with this card.
2X Rewards on Retail Shopping
Earn 20 Axis EDGE Reward Points per ₹200 spent on retail shopping (groceries, apparel, departmental stores) on cumulative monthly spends up to ₹20,000.
10 EDGE Points Base Rewards
Earn 10 Axis EDGE Reward Points on every ₹200 spent across other eligible categories.
12 International Lounge Visits
Enjoy up to 12 complimentary international airport lounge visits per year with a complimentary Priority Pass membership.
8 Domestic Lounge Visits
Get 2 complimentary domestic airport lounge visits per quarter (8 per year) on spending ₹50,000 in the previous 3 calendar months.
BigBasket Monthly Discount
Get 20% off (up to ₹500) on BigBasket purchases on a minimum transaction value of ₹2,000 once a month.
Swiggy Food Delivery Offer
Flat ₹200 off twice a month on Swiggy on a minimum transaction value of ₹400 per order.
Buy 1 Get 1 Movie Tickets
Buy 1 Get 1 free movie ticket (up to ₹250 off) twice a month via the District app using promo code AXISSELECT.
Complimentary Golf Rounds
Enjoy 6 free golf rounds every year, and unlock 6 additional rounds on spending ₹3 Lakhs annually.
10,000 Points Welcome Bonus
Receive 10,000 EDGE Reward Points (worth ₹2,000) on completing your first transaction within 30 days of card issuance.
1% Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 across petrol pumps in India (capped at ₹400 per month).
Welcome / Free Offer
10,000 EDGE Reward Points (worth ₹2,000) on making the first card transaction within 30 days of card issuance.
Value up to ₹2,000
Eligibility: First transaction within 30 days of card issuance.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Retail Shopping (Groceries, Apparel) | 10.0000 points / ₹100 | Earn 20 EDGE Reward Points per ₹200 spent. Applicable on cumulative monthly spends up to ₹20,000 (Effective return: 2%). |
| All Other Eligible Retail Spends | 5.0000 points / ₹100 | Earn 10 EDGE Reward Points per ₹200 spent on general categories and on retail spends exceeding the ₹20,000 monthly cap (Effective return: 1%). |
| Annual Spend Milestone (₹3 Lakhs) | 0.0000 points / ₹100 | Earn 5,000 bonus EDGE Reward Points upon reaching ₹3 Lakhs in eligible spends in a card anniversary year. |
| Excluded Categories | 0.0000 points / ₹100 | Transactions on fuel, wallet loading, cash advances, and EMI conversions do not earn reward points. |
Airport Lounge Access
Domestic Airport Lounge
8 visits per year (Max 2/quarter) · Domestic
2 complimentary visits per calendar quarter, subject to spending ₹50,000 in the previous 3 calendar months.
Priority Pass International Lounge
12 visits per year · International
Up to 12 complimentary international lounge visits per year through complimentary Priority Pass membership.
Fuel Surcharge Waiver
Current Offers & Promotions
10,000 Points Welcome Bonus
Active10,000 EDGE Points
Maximum benefit: 2000.00
Earn 10,000 EDGE Reward Points (worth ₹2,000) upon completing the first transaction within 30 days of issuance.
BigBasket Discount
Active20% Off
Maximum benefit: 500.00
Get 20% off up to ₹500 on BigBasket on a minimum transaction value of ₹2,000 (once per month).
Swiggy Food Delivery Offer
ActiveFlat ₹200 Off
Maximum benefit: 400.00
Flat ₹200 off twice a month on Swiggy on a minimum transaction value of ₹400 per order.
District Movie Offer
ActiveBuy 1 Get 1
Maximum benefit: 250.00
Buy 1 Get 1 free movie ticket (up to ₹250 off) twice a month via the District app using promo code AXISSELECT.
Annual Fee Waiver
Active₹3,000 Waived
Maximum benefit: 3000.00
Annual renewal fee of ₹3,000 is waived upon spending ₹8,00,000 or more in the previous anniversary year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹50,000 / month
₹600,000 / year ITR
736+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹50,000/monthly (₹6 LPA). Self-Employed: ITR > ₹6 Lakhs/annum. Credit Score: 736+. New-to-credit applicants are not allowed.
Income: Salaried: ₹50,000 per month. Self-employed: Annual ITR > ₹6,00,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹3,000
₹3,000 + GST
Pros
• 2X rewards (20 EDGE points per ₹200) on everyday offline retail shopping
• 12 complimentary international lounge visits per year via Priority Pass
• 8 complimentary domestic lounge visits per year
• Substantial online grocery and food delivery discounts: Flat ₹500 off on BigBasket & ₹200 off on Swiggy twice a month
• 6 complimentary golf rounds per year (+6 on milestone)
• Buy 1 Get 1 free movie ticket up to ₹250 on District app twice a month
• 10,000 EDGE points welcome bonus worth ₹2,000
Cons
• Low reward redemption value of ₹0.20 per point on catalogue
• 2X accelerated retail reward rate is capped at ₹20,000 monthly spend
• Domestic lounge access requires ₹50,000 spend in previous 3 months
• High annual fee waiver threshold of ₹8,00,000