Card Benefits
Key benefits available with this card.
Tiered Online Cashback up to 7%
Earn up to 7% cashback on online spends in a tier-based structure, allowing a massive total online cashback cap of ₹4,000 per month.
Unlimited Offline Cashback
Earn unlimited 0.75% cashback on all your offline retail and travel spends.
Utility Bill Cashback
Get 0.5% cashback on online utility bill payments (capped at ₹100 per month).
Welcome Benefit (Offsets Joining Fee)
Get 5,000 EDGE Reward Points (worth ₹1,000) on your first transaction within 30 days of card issuance.
EazyDiner Dining Benefit
Enjoy a 25% discount on EazyDiner (maximum ₹800 per month) on a minimum dining spend of ₹2,500.
Annual Fee Waiver
The ₹1,000 annual fee is waived if you spend ₹4,00,000 or more in the previous anniversary year.
Welcome / Free Offer
Earn 5,000 EDGE Reward points (worth ₹1,000) upon the first transaction within 30 days of card issuance.
Value up to ₹1,000
Eligibility: Complete first transaction within 30 days of card issuance.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Tier 1: Online Spends (₹0 - ₹5,000) | 2.0000% | 2% cashback on your first ₹5,000 spent online per month. |
| Tier 2: Online Spends (₹5,001 - ₹40,000) | 5.0000% | 5% cashback on monthly online spends between ₹5,001 and ₹40,000. |
| Tier 3: Online Spends (Above ₹40,000) | 7.0000% | 7% cashback on online spends above ₹40,000. Note: Total online cashback across all 3 tiers is capped at ₹4,000 per month. |
| Offline & Travel Spends | 0.7500% | Unlimited 0.75% cashback on offline retail and travel purchases. |
| Utility Bill Payments | 0.5000% | 0.5% cashback on utility spends, capped at a maximum of ₹100 per month. |
Airport Lounge Access
Current Offers & Promotions
EazyDiner Discount
Active25% Off
Maximum benefit: 800.00
25% off on EazyDiner on a minimum spend of ₹2,500. Maximum discount ₹800 per month.
Annual Fee Waiver
Active₹1,000 Waived
Maximum benefit: 1000.00
Renewal fee of ₹1,000 is waived upon achieving annual spends of ₹4,00,000 in the previous year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹50,000 / month
₹600,000 / year ITR
736+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹50,000/monthly. Self-Employed: ITR > ₹6 Lakhs/annum. Credit Score: 736+. New to credit applicants are not allowed.
Income: Salaried: ₹50,000 per month. Self-employed: Annual ITR > ₹6,00,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹1,000
₹1,000 + GST
Pros
• Tier-based cashback up to 7% on online spends
• High total monthly online cashback cap of ₹4,000
• Unlimited 0.75% cashback on offline & travel spends
• 5,000 EDGE points welcome benefit covers the joining fee
• 25% discount on EazyDiner
Cons
• ₹1,000 joining and annual fee
• Maximum 7% cashback rate requires you to spend over ₹40,000 online
• No complimentary airport lounge access
• 0.5% utility cashback is capped at a low ₹100/month
• Not available for New to Credit applicants