HSBC Bank
Lifetime Free
HSBC Visa Platinum Credit Card
Joining Fee
₹0.00
Annual Fee
₹0.00
Min. Salary
₹600,000/mo
Credit Score
+
Key Benefits:
• Lifetime Free Card: Enjoy the HSBC Visa Platinum Credit Card with no joining fee and no annual renewal fee.
• 2 Reward Points per Rs 150: Earn 2 reward points for every Rs 150 spent on eligible transactions.
• Travel with Points: Earn accelerated reward points through HSBC Travel with Points on eligible hotel, flight and car rental bookings. Current HSBC Travel with Points rates include up to 4X on flights for eligible non-Premier/Prive cards, 6X on hotels and 2X on car rentals.
• Air Miles Conversion: Convert HSBC reward points into participating airline miles and hotel loyalty points through the HSBC India Mobile Banking App, subject to applicable transfer ratios and terms.
• 2,000 Bonus Reward Points: Earn 2,000 bonus reward points when you download and log into the HSBC India Mobile Banking App and spend at least Rs 5,000 within the first 30 days.
• 3-Month Swiggy One Membership: Receive a complimentary 3-month Swiggy One membership after activating the card.
• Amazon Pay / Zomato / Swiggy Voucher: Receive a voucher worth up to Rs 500 for Amazon Pay, Zomato or Swiggy after card activation with a single transaction of Rs 300 or more.
• Rs 250 Amazon eGift Card: Get an Rs 250 Amazon eGift Card after applying online, completing video verification and receiving the card.
• Times Prime Subscription: Get a complimentary 12-month Times Prime subscription with participating benefits including Spotify Premium, Uber One, Discovery+, Moneycontrol Pro and Lenskart Gold.
• MakeMyTrip Flight Seat Selection: Get complimentary domestic flight seat selection twice a year on eligible MakeMyTrip bookings.
• MakeMyTrip Hotel Cashback: Get 15% cashback added to your MakeMyTrip Wallet as My Cash on eligible domestic hotel stays booked using promo code VISASIGNATURE.
• Contactless Fuel Cashback: Get Rs 250 cashback per quarter on eligible contactless fuel spends up to Rs 10,000 per quarter when using the physical HSBC Visa Platinum Credit Card.
• Fuel Surcharge Waiver: Get 1% fuel surcharge waiver up to Rs 250 per month on eligible fuel transactions between Rs 400 and Rs 4,000.
• No Complimentary Airport Lounge: The HSBC Visa Platinum Credit Card does not provide complimentary airport lounge access as a built-in card benefit.
• 2 Reward Points per Rs 150: Earn 2 reward points for every Rs 150 spent on eligible transactions.
• Travel with Points: Earn accelerated reward points through HSBC Travel with Points on eligible hotel, flight and car rental bookings. Current HSBC Travel with Points rates include up to 4X on flights for eligible non-Premier/Prive cards, 6X on hotels and 2X on car rentals.
• Air Miles Conversion: Convert HSBC reward points into participating airline miles and hotel loyalty points through the HSBC India Mobile Banking App, subject to applicable transfer ratios and terms.
• 2,000 Bonus Reward Points: Earn 2,000 bonus reward points when you download and log into the HSBC India Mobile Banking App and spend at least Rs 5,000 within the first 30 days.
• 3-Month Swiggy One Membership: Receive a complimentary 3-month Swiggy One membership after activating the card.
• Amazon Pay / Zomato / Swiggy Voucher: Receive a voucher worth up to Rs 500 for Amazon Pay, Zomato or Swiggy after card activation with a single transaction of Rs 300 or more.
• Rs 250 Amazon eGift Card: Get an Rs 250 Amazon eGift Card after applying online, completing video verification and receiving the card.
• Times Prime Subscription: Get a complimentary 12-month Times Prime subscription with participating benefits including Spotify Premium, Uber One, Discovery+, Moneycontrol Pro and Lenskart Gold.
• MakeMyTrip Flight Seat Selection: Get complimentary domestic flight seat selection twice a year on eligible MakeMyTrip bookings.
• MakeMyTrip Hotel Cashback: Get 15% cashback added to your MakeMyTrip Wallet as My Cash on eligible domestic hotel stays booked using promo code VISASIGNATURE.
• Contactless Fuel Cashback: Get Rs 250 cashback per quarter on eligible contactless fuel spends up to Rs 10,000 per quarter when using the physical HSBC Visa Platinum Credit Card.
• Fuel Surcharge Waiver: Get 1% fuel surcharge waiver up to Rs 250 per month on eligible fuel transactions between Rs 400 and Rs 4,000.
• No Complimentary Airport Lounge: The HSBC Visa Platinum Credit Card does not provide complimentary airport lounge access as a built-in card benefit.
HDFC Bank
Lifetime Free
HDFC Pixel Play Credit Card
Joining Fee
₹0.00
Annual Fee
₹0.00
Min. Salary
₹25,000/mo
Credit Score
750+
Key Benefits:
• 5% Brand Packs Cashback: 5% Cashback on choice of any 2 Brand Packs of Your Choice, capped at 500 cash points/month per category. Options: 1- Dining & Entertainment (BookMyShow & Zomato), 2- Travel (MakeMyTrip & Uber), 3- Grocery (Blinkit & Reliance Smart Bazaar), 4- Electronics (Croma & Reliance Digital), 5- Fashion (Nykaa & Myntra).
• 3% E-Commerce Cashback: 3% Cashback on choice of any one e-commerce platform, capped at 500 cash points/month (Amazon, Flipkart or PayZapp).
• 1% Unlimited Cashback: 1% unlimited Cashback on other spends excluding fuel, rent, EMI, e-wallet loading, and government transactions.
• 5% SmartBuy Cashback: 5% Cashback on Smartbuy capped at 500 cash points monthly. Valid on SmartBuy categories: IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor.
• 1% UPI Cashback: 1% Cashback on UPI Spends capped at 500 cash points monthly (Applicable only for PIXEL RuPay Credit Card holders).
• Fuel Surcharge Waiver: 1% Fuel surcharge waiver, capped at Rs 250 per statement cycle, applicable on transactions between Rs 400 to Rs 5000.
• Dining Discount: Up to 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only).
• 3% E-Commerce Cashback: 3% Cashback on choice of any one e-commerce platform, capped at 500 cash points/month (Amazon, Flipkart or PayZapp).
• 1% Unlimited Cashback: 1% unlimited Cashback on other spends excluding fuel, rent, EMI, e-wallet loading, and government transactions.
• 5% SmartBuy Cashback: 5% Cashback on Smartbuy capped at 500 cash points monthly. Valid on SmartBuy categories: IGP, Flights, Hotels, Bus, Rail, Instant Vouchers, Apple Imagine Tresor.
• 1% UPI Cashback: 1% Cashback on UPI Spends capped at 500 cash points monthly (Applicable only for PIXEL RuPay Credit Card holders).
• Fuel Surcharge Waiver: 1% Fuel surcharge waiver, capped at Rs 250 per statement cycle, applicable on transactions between Rs 400 to Rs 5000.
• Dining Discount: Up to 25% off on restaurant bills via Swiggy Dineout (capped at Rs 300/month, Swiggy app only).
Frequently Asked Questions
What is the difference between Forex and Regular Credit Cards?
Forex cards offer low or zero foreign currency mark-up fees when transacting abroad or on international e-commerce sites.
Can I apply for multiple cards at once?
It is recommended to apply for one card at a time to prevent multiple hard credit enquiries in a short period.