Card Benefits
Key benefits available with this card.
Uncapped EDGE Reward Points
Earn a flat 10 EDGE Reward Points for every ₹200 spent on regular purchases across domestic and international transactions.
12,500 Points Welcome Benefit
Earn 12,500 EDGE REWARD Points (worth ₹2,500) upon paying the joining fee and completing the first spend within 30 days of card issuance.
Domestic Airport Lounges
Get 8 complimentary domestic airport lounge visits per year (max 2 per quarter), subject to a minimum spend of ₹50,000 in the previous 3 months.
Buy 1 Get 1 Movie Tickets
Enjoy 1 complimentary movie ticket per month (up to ₹250) via the District App using the promo code AXISPRIVILEGE.
EazyDiner Dining Discount
Get up to ₹800 off on dining bills at partner restaurants via EazyDiner under the Axis Bank Dining Delights program.
10,000 Points Milestone Reward
Spend ₹2.5 Lakhs in a card anniversary year and receive an additional 10,000 EDGE Reward Points (valued at ₹2,000).
Saturday-Only Offers
Unlock exclusive Saturday-only discounts on popular platforms including Zomato, Blinkit, Swiggy, Instamart, and Yatra.
1% Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver (up to ₹400 monthly) on fuel transactions between ₹400 and ₹4,000 at all petrol pumps in India.
Welcome / Free Offer
Earn 12,500 EDGE REWARD Points (worth ₹2,500) upon paying the joining fee and completing the first spend within 30 days.
Value up to ₹2,500
Eligibility: First transaction within 30 days of card issuance and payment of joining fee.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Regular Purchases | 5.0000 points / ₹100 | Earn 10 EDGE Reward Points per ₹200 spent on both domestic and international retail purchases. (Effective value: 1%). |
| Milestone Bonus | 0.0000 points / ₹100 | Receive a bonus of 10,000 EDGE Reward Points upon reaching ₹2.5 Lakhs in annual spends. |
| Fuel, EMI & Excluded Categories | 0.0000 points / ₹100 | Transactions on fuel, EMIs, wallet reloads, cash advances, and other restricted categories do not earn points. |
Airport Lounge Access
Domestic Airport Lounge
8 visits per year (Max 2/quarter) · Domestic
Complimentary access is granted only if the cardholder has spent ₹50,000 or more in the preceding 3 calendar months.
Fuel Surcharge Waiver
Current Offers & Promotions
Lifetime Free Offer (Amex Variant)
Active₹0 Joining & Annual Fee
Maximum benefit: 1500.00
Apply for the American Express variant of the Privilege card between 1st September and 30th October 2026 to enjoy Lifetime Free membership.
12,500 Points Welcome Benefit
Active12,500 EDGE Points
Maximum benefit: 2500.00
Earn 12,500 EDGE REWARD Points (worth ₹2,500) upon paying the joining fee and completing your first transaction within 30 days of card issuance.
Buy 1 Get 1 Free Movie Tickets
Active1 Free Ticket/Month
Maximum benefit: 250.00
Enjoy 1 complimentary movie ticket per month (up to ₹250) via the District App using the promo code AXISPRIVILEGE.
EazyDiner Discount
ActiveUp to ₹800 Off
Maximum benefit: 800.00
Get up to ₹800 off on dining bills at partner restaurants via EazyDiner under the Axis Bank Dining Delights program.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹50,000 / month
₹600,000 / year ITR
736+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹50,000/monthly. Self-Employed: ITR > ₹6 Lakhs/annum. Credit Score: 736+. New-to-credit applicants are not allowed.
Income: Salaried: ₹50,000 per month. Self-employed: Annual ITR > ₹6,00,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹1,500
Current offer: FREE
₹0 + GST
Standard annual fee: ₹1,500
Pros
• Flat earning of 10 EDGE Points per ₹200 on both domestic and international spends (uncapped)
• Excellent welcome benefit of 12,500 points (worth ₹2,500) offsets the standard joining fee
• 8 complimentary domestic airport lounge visits per year
• Buy 1 Get 1 free movie tickets via the District app
• Lifetime Free promotion available exclusively on the Amex variant
Cons
• Very low base redemption value (1 Point = ₹0.20), limiting the effective return to just 1%
• Lounge access is heavily conditional, requiring ₹50,000 spend in the prior 3 months
• Standard annual fee of ₹1,500 applies to the Visa variant