Card Benefits
Key benefits available with this card.
10X Rewards on Exclusive Online Partners
Earn 10 Reward Points per ₹100 spent (2.5% back) on Amazon, BookMyShow, Cleartrip, Apollo24x7, Yatra, Netmeds, EazyDiner, Swiggy, Dominos, IGP, Myntra, and Tata CLiQ.
5X Rewards on Other Online Spends
Earn 5 Reward Points per ₹100 spent (1.25% back) on all other general online shopping transactions.
₹500 Amazon Welcome Voucher
Receive an Amazon.in gift voucher worth ₹500 upon payment of the ₹499 joining fee.
₹2,000 Milestone Voucher at ₹1 Lakh
Get a Cleartrip or Yatra e-voucher worth ₹2,000 on reaching an annual online spend of ₹1,00,000.
₹2,000 Milestone Voucher at ₹2 Lakhs
Get a second Cleartrip or Yatra e-voucher worth ₹2,000 on reaching an annual online spend of ₹2,00,000.
Annual Fee Reversal
The annual renewal fee of ₹499 is reversed upon reaching total annual spends of ₹1,00,000 in the previous year.
1% Fuel Surcharge Waiver
Get a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000 across all petrol pumps in India (capped at ₹100 per month).
Welcome / Free Offer
Amazon.in gift voucher worth ₹500 on payment of the joining fee.
Value up to ₹500
Eligibility: Upon payment of the joining fee of ₹499 + taxes.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Partner Online Brands (10X) | 10.0000 points / ₹100 | Earn 10 Points per ₹100 spent on Amazon, Swiggy, BookMyShow, Cleartrip, Myntra, Yatra, Apollo24x7, Netmeds, EazyDiner, Dominos, IGP, and Tata CLiQ. |
| Other Online Spends (5X) | 5.0000 points / ₹100 | Earn 5 Points per ₹100 spent on all other general online purchases. |
| Offline Retail Spends (1X) | 1.0000 points / ₹100 | Earn 1 Point per ₹100 spent on standard offline and in-store retail transactions. |
| Fuel, Cash Advance & EMI | 0.0000 points / ₹100 | Fuel transactions, balance transfers, cash advances, and EMI conversions do not earn Reward Points. |
Airport Lounge Access
Spend requirement: No complimentary domestic airport lounge access.
Fuel Surcharge Waiver
Current Offers & Promotions
₹500 Amazon Welcome Voucher
Active₹500 Amazon Gift Card
Maximum benefit: 500.00
Receive an Amazon.in gift voucher worth ₹500 on payment of the joining fee.
₹2,000 Milestone Voucher
Active₹2,000 Cleartrip/Yatra
Maximum benefit: 2000.00
Get a Cleartrip or Yatra e-voucher worth ₹2,000 on reaching an annual online spend of ₹1,00,000.
Second ₹2,000 Milestone Voucher
Active₹2,000 Cleartrip/Yatra
Maximum benefit: 2000.00
Get an additional Cleartrip or Yatra e-voucher worth ₹2,000 on reaching an annual online spend of ₹2,00,000.
Annual Fee Reversal
Active₹499 Waived
Maximum benefit: 499.00
Annual renewal fee of ₹499 is reversed upon spending ₹1,00,000 or more in the previous anniversary year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹480,000 / year ITR
720+
New-to-Credit: Allowed only for Salaried
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Employment: Salaried or Self-employed. Minimum Income: ₹25,000 (Salaried) or ITR > ₹4,80,000 (Self-employed). Credit Score: 720+ with no delayed payments in the past 12 months. New-to-credit is allowed only for salaried applicants.
Income: Salaried: ₹25,000 per month. Self-employed: Annual ITR > ₹4,80,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: 720+ with no delayed payments in the past 12 months.
Documents Needed
Fees & Charges
₹499
₹499 + GST
Pros
• 10X Reward Points (2.5% back) on top online brands like Amazon, BookMyShow, Cleartrip, Apollo24x7, Swiggy, and Myntra
• 5X Reward Points (1.25% back) on all other general online shopping
• ₹500 Amazon welcome voucher completely offsets the joining fee
• Dual milestone benefits: Cleartrip/Yatra vouchers worth ₹2,000 each on ₹1 Lakh and ₹2 Lakhs online spend
• Easy annual fee waiver on ₹1 Lakh spend
Cons
• Base reward rate on offline spends is extremely low at 0.25% (1 Point per ₹100)
• No complimentary airport lounge access built into the card
• Reward redemption rate is relatively low (4 Points = ₹1)