Compare Credit Cards in India

CreditJungle Collection

Forex & Travel Cards

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6 results

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Federal Bank / Scapia Travel / Rewards

Federal Bank Scapia Credit Card

Annual Fee

Lifetime Free

Min Income

₹30,000

Joining Fee

Free

Credit Score

730+

Lifetime Free card with no joining fee or annual renewal fee.

Key Benefits +7 more

Zero Forex Markup Fee — Enjoy zero foreign currency exchange markup on all international transactions across 180+ countries worldwide.

Unlimited Domestic Lounge Access — Unlock unlimited complimentary domestic airport lounge visits by spending at least ₹20,000 on the card in the calendar month.

4% Value-Back on Travel Bookings — Earn 20 Scapia Coins per ₹100 (4% value-back) on all flight and hotel bookings made via the Scapia app.

Details Apply Now

Axis Bank Travel / Airline

Axis IndiGo RuPay Credit Card

Annual Fee

Lifetime Free

Min Income

₹25,000

Joining Fee

Free

Credit Score

735+

Lifetime free under the limited-time offer till 30th Oct 2026. No joining or annual fees apply during this period.

Key Benefits +4 more

3% Value-back on IndiGo Spends — Earn 3 IndiGo BluChips for every ₹100 spent directly on the IndiGo website and app bookings.

2% Value-back on Selected Spends — Earn 2 IndiGo BluChips for every ₹100 spent on selected secondary categories.

Base Travel Rewards — Earn 1 IndiGo BluChip per ₹100 on all other eligible regular retail spends as base rewards.

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Axis Bank Travel / Rewards

Axis Bank Horizon Credit Card

Annual Fee

₹3,000

Min Income

₹50,000

Joining Fee

₹3,000

Credit Score

736+

Joining Fee: ₹3,000 + GST. Annual Fee: ₹3,000 + GST.

Key Benefits +5 more

32 Domestic & 8 International Lounges — Enjoy up to 32 domestic and 8 international airport lounge visits each year, completely free of any spend-based eligibility requirements.

5 EDGE Miles on Travel Spends — Earn an accelerated 5 EDGE Miles per ₹100 spent on the Axis Bank Travel EDGE portal and direct airline websites or counters.

2 EDGE Miles on Regular Spends — Earn a base rate of 2 EDGE Miles per ₹100 on all other eligible regular retail spending categories.

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HDFC Bank Hotel & Travel Credit Card

HDFC Bank Marriott Bonvoy Credit Card

Annual Fee

₹3,000

Min Income

₹100,000

Joining Fee

₹3,000

Credit Score

750+

Joining and annual membership fee of ₹3,000 plus applicable GST. HDFC Bank states that joining fee or annual fee waiver is not available for this card.

Key Benefits +12 more

1 Free Night Award — Receive 1 Free Night Award worth up to 15,000 Marriott Bonvoy Points as a welcome benefit after the applicable eligible transaction or fee realization.

Marriott Bonvoy Silver Elite Status — Get complimentary Marriott Bonvoy Silver Elite Status and enjoy enhanced Marriott Bonvoy programme privileges.

10 Elite Night Credits — Receive 10 Elite Night Credits under the Marriott Bonvoy programme, helping accelerate progress toward higher elite status.

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HDFC Bank Travel / Railway / Co-branded

HDFC IRCTC Credit Card

Annual Fee

₹500

Min Income

₹15,000

Joining Fee

₹500

Credit Score

750+

Joining Fee: ₹500 + applicable taxes. Annual/Renewal Fee: ₹500 + applicable taxes. Annual fee is waived on eligible annual spends of ₹1,50,000 or more before the credit card renewal date. GST applicable at prevailing rate.

Key Benefits +9 more

5 Reward Points on IRCTC Spends — Earn 5 Reward Points for every ₹100 spent on the IRCTC ticketing website and Rail Connect App.

1 Reward Point on Other Spends — Earn 1 Reward Point for every ₹100 spent on other eligible purchases.

5% SmartBuy Cashback on IRCTC — Get an additional 5% cashback on eligible IRCTC train ticket bookings made through HDFC Bank SmartBuy.

Details Apply Now

HSBC Bank Travel / Rewards

HSBC TravelOne Credit Card

Annual Fee

₹4,999

Min Income

₹50,000

Joining Fee

₹4,999

Credit Score

750+

Joining Fee: ₹4,999 + GST. Annual Fee: ₹4,999 + GST. Annual fee is waived on annual spends of ₹8,00,000 or more in the previous year.

Key Benefits +8 more

1:1 Instant Air Miles Transfer — Convert your reward points instantly into air miles or hotel loyalty points at up to a 1:1 ratio with Singapore Airlines, Qatar Airways, British Airways, Air India, Etihad, Accor, and Marriott.

Up to 12% on HSBC Marketplace — Earn up to 12 points per ₹100 on hotels, 8 points per ₹100 on flights, and 4 points per ₹100 on car rentals booked via HSBC Rewards Marketplace.

2X Points on Travel & Forex — Earn 4 reward points for every ₹100 spent on flights, travel aggregators (EaseMyTrip, Yatra, Cleartrip), and all foreign currency transactions.

Details Apply Now

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Credit Card Guide

Frequently Asked Questions

A few things to know before applying.

What is the best credit card?

There is no single best credit card for everyone. The right card depends on your spending habits, fees, rewards, benefits and eligibility.

Can I apply for multiple credit cards?

You can apply for multiple cards, but multiple applications within a short period can result in multiple hard credit enquiries. Consider your requirements before applying.

Does CreditJungle approve my application?

No. CreditJungle is a comparison platform. Final approval is determined by the respective card issuer based on its eligibility criteria and internal assessment.

Are the calculators free?

Yes. CreditJungle's available comparison calculators are designed to help users understand potential costs, rewards and savings before making a decision.