Card Benefits
Key benefits available with this card.
Zomato Food Delivery Offer
Flat ₹120 off on food delivery on minimum order value of ₹499 via promo code AXISNEO (applicable twice per month).
Blinkit Grocery Discount
10% off up to ₹250 on grocery orders with a minimum order value of ₹750 (once per month).
Paytm Utility & Recharges
5% off up to ₹150 per month on mobile/DTH recharges or broadband payments on minimum spends of ₹299 via code AXISNEO (once a month).
Myntra Fashion Discount
Flat ₹150 off on minimum spends of ₹999 on selected styles on Myntra.
BookMyShow Movie Discount
10% off up to ₹100 per month on movie ticket bookings through BookMyShow.
Cleartrip Travel Savings
Up to 7% off (up to ₹2,000) on flights and 18% off (up to ₹4,000) on hotel bookings once a month via coupon code CTAXISNEO.
Weekly Wednesday Delights
Enjoy exclusive Wednesday savings: 15% off on flights/hotels via MakeMyTrip, 10% off on Swiggy, and up to ₹1,000 off on Tira.
RuPay UPI Payments
Link your RuPay card to UPI apps for seamless scan-and-pay transactions at merchant outlets.
Welcome Utility Cashback
100% cashback up to ₹300 on your first utility bill payment made within 30 days of card issuance.
Lifetime Free Card
Enjoy all lifestyle discount privileges with zero joining fee and zero annual renewal fees.
Welcome / Free Offer
100% cashback up to ₹300 on the first utility bill payment made within 30 days of card issuance.
Value up to ₹300
Eligibility: First utility bill payment made within 30 days of card issuance.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Regular Retail Purchases | 0.5000 points / ₹100 | Earn 1 EDGE Reward Point for every ₹200 spent on eligible retail transactions (1 Point = ₹0.20). |
| Partner Brand Spends | 10.0000% | Enjoy direct instant discounts up to 40% across partner apps (Zomato, Blinkit, Myntra, Paytm, BookMyShow, Cleartrip). |
| Fuel, Wallets & EMI | 0.0000 points / ₹100 | Transactions on fuel, wallet reloads, and EMI conversions do not earn EDGE Reward Points. |
Airport Lounge Access
Current Offers & Promotions
Lifetime Free Offer
Active₹0 Joining & Annual Fee
Maximum benefit: 250.00
Enjoy Lifetime Free membership with zero joining and zero renewal fees.
Welcome Utility Cashback
Active100% Cashback
Maximum benefit: 300.00
100% cashback up to ₹300 on the first utility bill payment made within 30 days of card issuance.
Zomato Food Delivery Offer
ActiveFlat ₹120 Off
Maximum benefit: 240.00
Flat ₹120 off on orders of ₹499 and above using code AXISNEO (twice per month).
Blinkit Grocery Offer
Active10% Off
Maximum benefit: 250.00
10% off up to ₹250 on orders above ₹750 (once per month).
Paytm Utility Offer
Active5% Off
Maximum benefit: 150.00
5% off up to ₹150 on mobile/DTH recharges and broadband payments using code AXISNEO (once per month).
BookMyShow Movie Offer
Active10% Off
Maximum benefit: 100.00
10% discount up to ₹100 per month on movie ticket bookings via BookMyShow.
Wednesday Delights
ActiveUp to 15% Off
Maximum benefit: 1000.00
15% off on MakeMyTrip flights/hotels, 10% off on Swiggy, and up to ₹1,000 off on Tira every Wednesday.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹360,000 / year ITR
736+
New to Credit: Not Allowed
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹25,000/monthly. Self-Employed: ITR > ₹3.6 Lakhs/annum. Credit Score: 736+. New-to-credit applicants are not allowed.
Income: Salaried: ₹25,000 per month. Self-employed: Annual ITR > ₹3,60,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹0
₹0 + GST
Pros
• Lifetime Free card with no joining or annual fees
• Direct instant discounts on popular platforms: Zomato, Blinkit, Myntra, Paytm, BookMyShow, and Cleartrip
• RuPay variant enables UPI credit card merchant payments
• Weekly Wednesday Delights with extra discounts on MakeMyTrip, Swiggy, and Tira
• 100% cashback up to ₹300 on your first utility bill payment
Cons
• Base reward earning is very low (1 EDGE point per ₹200 spent)
• No complimentary airport lounge access
• Discounts are capped with minimum order thresholds
• Not available for New-to-Credit applicants