Card Benefits
Key benefits available with this card.
5% Brand Packs Cashback
Choose any 2 Brand Packs and earn 5% cashback, capped at 500 CashPoints per month per category. Dining & Entertainment: BookMyShow and Zomato; Travel: MakeMyTrip and Uber; Grocery: Blinkit and Reliance Smart Bazaar; Electronics: Croma and Reliance Digital; Fashion: Nykaa and Myntra.
3% E-Commerce Cashback
Choose any one e-commerce platform from Amazon, Flipkart or PayZapp and earn 3% cashback, capped at 500 CashPoints per month.
1% Unlimited Cashback
Earn 1% unlimited cashback on eligible other spends. Fuel, rent, EMI, e-wallet loading and government transactions are excluded.
5% SmartBuy Cashback
Earn 5% cashback on eligible SmartBuy transactions, capped at 500 CashPoints per month. Valid for IGP, Flights, Hotels, Bus, Rail, Instant Vouchers and Apple Imagine Tresor. Individual merchant offers under the SmartBuy Offers section are excluded.
1% UPI Cashback
Earn 1% cashback on UPI spends, capped at 500 CashPoints per month. Applicable only for PIXEL RuPay Credit Card holders.
Fuel Surcharge Waiver
Get 1% fuel surcharge waiver, capped at ₹250 per statement cycle, on fuel transactions between ₹400 and ₹5,000.
Swiggy Dineout Discount
Get up to 25% off on restaurant bills via Swiggy Dineout, capped at ₹300 per month when using the Swiggy App.
Choose Your Billing Date
Choose a preferred billing cycle/date according to available HDFC Bank options.
Choose Your Card Colour
Choose the card colour/design according to the available PIXEL Play options.
Up to 50 Days Interest-Free Period
Get up to 50 days of interest-free credit period depending on transaction date and billing cycle.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Brand Pack - Dining & Entertainment | 5.0000 points / ₹100 | BookMyShow and Zomato. Available when this Brand Pack is selected. Maximum 500 CashPoints per month. |
| Brand Pack - Travel | 5.0000 points / ₹100 | MakeMyTrip and Uber. Available when this Brand Pack is selected. Maximum 500 CashPoints per month. |
| Brand Pack - Grocery | 5.0000 points / ₹100 | Blinkit and Reliance Smart Bazaar. Available when this Brand Pack is selected. Maximum 500 CashPoints per month. |
| Brand Pack - Electronics | 5.0000 points / ₹100 | Croma and Reliance Digital. Available when this Brand Pack is selected. Maximum 500 CashPoints per month. |
| Brand Pack - Fashion | 5.0000 points / ₹100 | Nykaa and Myntra. Available when this Brand Pack is selected. Maximum 500 CashPoints per month. |
| Selected E-Commerce | 3.0000 points / ₹100 | Choose one platform from Amazon, Flipkart or PayZapp. Maximum 500 CashPoints per month. |
| SmartBuy | 5.0000 points / ₹100 | Eligible SmartBuy categories include IGP, Flights, Hotels, Bus, Rail, Instant Vouchers and Apple Imagine Tresor. Maximum 500 CashPoints per month. |
| Other Eligible Spends | 1.0000 points / ₹100 | 1% unlimited cashback on eligible other spends. Fuel, rent, EMI, e-wallet loading and government transactions excluded. |
| UPI - RuPay Variant | 1.0000 points / ₹100 | 1% cashback on UPI spends. Maximum 500 CashPoints per month. Applicable only to PIXEL RuPay Credit Card holders. |
Reward Redemptions
| Redemption Method | Point Value | Details |
|---|---|---|
| PayZapp Wallet Balance | ₹1 | CashPoints are redeemable as PayZapp wallet balance. PayZapp balance can be used for bill payments, recharges and vouchers from participating brands. |
Airport Lounge Access
Fuel Surcharge Waiver
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹50,000 / year ITR
750+
Check issuer criteria
Additional Eligibility Details
Important Eligibility Information
Age 21 to 65 years. Available to salaried and self-employed individuals. Salaried income ₹25,000 per month. Self-employed income ₹50,000 per month. Minimum credit score 750+. Secured/FD-backed variants have minimum funding requirements depending on variant.
Income: Salaried: minimum ₹25,000 per month. Self-employed: minimum ₹50,000 per month.
Employment: Salaried and Self-employed
Credit Score: Minimum credit score requirement: 750+ as specified in the supplied eligibility information.
Documents Needed
Fees & Charges
₹500
₹0 + GST
Pros
Customizable cashback categories; 5% cashback on selected Brand Packs; 3% cashback on selected e-commerce platform; 5% SmartBuy cashback; 1% unlimited cashback on other eligible spends; RuPay variant offers UPI cashback; flexible billing date and card colour.
Cons
Brand Pack selection is limited to two packs; e-commerce cashback requires selection of one platform; several transaction categories are excluded; many benefits are subject to monthly caps.