Card Benefits
Key benefits available with this card.
1 Free Night Award
Receive 1 Free Night Award worth up to 15,000 Marriott Bonvoy Points as a welcome benefit after the applicable eligible transaction or fee realization.
Marriott Bonvoy Silver Elite Status
Get complimentary Marriott Bonvoy Silver Elite Status and enjoy enhanced Marriott Bonvoy programme privileges.
10 Elite Night Credits
Receive 10 Elite Night Credits under the Marriott Bonvoy programme, helping accelerate progress toward higher elite status.
8X Marriott Bonvoy Points
Earn 8 Marriott Bonvoy Points per ₹150 on eligible spends at participating Marriott Bonvoy hotels.
4X Travel Dining Entertainment Rewards
Earn 4 Marriott Bonvoy Points per ₹150 on eligible travel, dining and entertainment spends.
2X Rewards on Other Spends
Earn 2 Marriott Bonvoy Points per ₹150 on other eligible purchases.
Up to 4 Free Night Awards
Earn up to 3 additional Free Night Awards on reaching ₹6 lakh, ₹9 lakh and ₹15 lakh eligible spends during an anniversary year, in addition to the welcome Free Night Award.
12 Domestic Lounge Visits
Get 12 complimentary lounge accesses every year within India, including eligible domestic and international terminals.
12 International Lounge Visits
Get 12 complimentary lounge accesses every year outside India at eligible participating lounges.
Golf Benefits
Get 2 complimentary golf course accesses and 2 complimentary golf lessons per quarter at participating golf courses and driving ranges.
24/7 Concierge
Access exclusive concierge assistance for eligible travel and lifestyle requirements.
3.5% Forex Markup
Foreign currency transactions attract a 3.5% foreign currency markup plus applicable taxes.
Up to 50 Days Interest-Free Credit
Eligible purchases can receive an interest-free credit period of up to 50 days depending on the transaction date and billing cycle.
Smart EMI
Eligible large purchases can be converted into EMI through HDFC Bank Smart EMI subject to applicable eligibility and terms.
Contactless Payments
The Diners Club card supports contactless payments at enabled merchant terminals, subject to applicable transaction limits and security requirements.
Welcome / Free Offer
1 Free Night Award worth up to 15,000 Marriott Bonvoy Points; complimentary Marriott Bonvoy Silver Elite Status; 10 Elite Night Credits.
Value up to ₹15,000
Eligibility: Primary cardholder. Welcome benefits are triggered after the applicable eligible spend/fee realization conditions.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Marriott Bonvoy Participating Hotels | 5.3333 points / ₹100 | 8 Marriott Bonvoy Points per ₹150. Accelerated rate applies up to ₹10 lakh monthly eligible spend; spends above the monthly threshold earn 2 points per ₹150. |
| Travel | 2.6667 points / ₹100 | 4 Marriott Bonvoy Points per ₹150 on eligible non-EMI travel spends up to ₹5 lakh monthly threshold. |
| Dining | 2.6667 points / ₹100 | 4 Marriott Bonvoy Points per ₹150 on eligible non-EMI dining spends up to ₹5 lakh monthly threshold. |
| Entertainment | 2.6667 points / ₹100 | 4 Marriott Bonvoy Points per ₹150 on eligible non-EMI entertainment spends up to ₹5 lakh monthly threshold. |
| Other Eligible Retail | 1.3333 points / ₹100 | 2 Marriott Bonvoy Points per ₹150 on other eligible spends up to ₹1.5 lakh monthly threshold. |
Reward Redemptions
| Redemption Method | Point Value | Details |
|---|---|---|
| Marriott Bonvoy Hotel Stay | Variable | Redeem Marriott Bonvoy Points for stays at participating Marriott Bonvoy properties worldwide. Redemption rates and availability are controlled by Marriott Bonvoy. |
| Marriott Bonvoy Moments | Variable | Use Marriott Bonvoy Points for eligible Marriott Bonvoy Moments experiences subject to programme availability. |
| Travel | Variable | Marriott Bonvoy Points may be redeemed through eligible Marriott Bonvoy travel and programme options subject to applicable terms. |
| Free Night Award | ₹15000 | Free Night Awards have a redemption level of up to 15,000 Marriott Bonvoy Points and are subject to award validity and participating hotel terms. |
Airport Lounge Access
Airport Lounge
12 visits Year · Domestic
12 complimentary lounge accesses per year within India. Access is available at eligible lounges at domestic and international terminals within India. Lounge list and participating locations are subject to change.
Airport Lounge
12 visits Year · International
12 complimentary lounge accesses per year outside India. Access is subject to participating lounge/network terms and the applicable Diners Travel Tools listing.
Insurance & Protection
$250
Condition: Eligible cardholder/travel conditions apply.
$250
Condition: Eligible cardholder/travel conditions apply.
$250
Condition: Eligible travel conditions apply.
₹1,000,000
Condition: Eligible cardholder/travel conditions apply.
₹1,500,000
Condition: Eligible overseas/travel conditions apply.
₹100,000
Condition: Eligible cardholder conditions apply.
₹100,000
Condition: Card must be reported according to HDFC Bank lost-card procedures.
Current Offers & Promotions
Welcome Free Night Award
ActiveUp to 15,000 Marriott Bonvoy Points
Maximum benefit: 15000.00
1 Free Night Award is provided after applicable eligible spend/fee realization. Current HDFC product information specifies an eligible ₹500 transaction or fee levy condition.
₹6 Lakh Free Night Award
Active1 Free Night Award
Maximum benefit: 15000.00
Earn 1 Free Night Award on eligible spends of ₹6 lakh during an anniversary year.
₹9 Lakh Free Night Award
Active1 Free Night Award
Maximum benefit: 15000.00
Earn 1 Free Night Award on eligible spends of ₹9 lakh during an anniversary year.
₹15 Lakh Free Night Award
Active1 Free Night Award
Maximum benefit: 15000.00
Earn 1 Free Night Award on eligible spends of ₹15 lakh during an anniversary year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹100,000 / month
₹1,500,000 / year ITR
750+
Not specified
Additional Eligibility Details
Important Eligibility Information
Salaried applicants: age 21-60 and gross monthly income above ₹1 lakh. Self-employed applicants: age 21-65 and ITR income above ₹15 lakh per annum. Final approval is subject to HDFC Bank internal credit assessment.
Income: Salaried: Gross Monthly Income > ₹1,00,000. Self-employed: ITR > ₹15,00,000 per annum.
Employment: Salaried and Self-employed Indian applicants
Credit Score: Minimum credit score target: 750+ based on supplied criteria. HDFC Bank approval remains subject to internal assessment.
Documents Needed
Fees & Charges
₹3,000
₹3,000 + GST
Pros
Complimentary Marriott Bonvoy Silver Elite Status; 10 Elite Night Credits; up to 4 Free Night Awards; 8 Marriott Bonvoy Points per ₹150 at participating Marriott hotels; 4 points per ₹150 on travel, dining and entertainment; 12 domestic and 12 international lounge visits; golf access and lessons; 24/7 concierge.
Cons
₹3,000 annual fee; no annual fee waiver; value is strongest for Marriott Bonvoy loyalists; milestone spends are high; Marriott-focused rewards may be less useful for customers who rarely stay at Marriott properties.