Card Benefits
Key benefits available with this card.
10% Samsung Cashback
Get 10% flat cashback on all Samsung product purchases (including EMIs) via Samsung stores, App, Service Centres, and Amazon. Capped at ₹2,500/month and ₹10,000/year.
2% Value on Partner Brands
Earn 10 EDGE Reward Points per ₹100 spent at preferred partners: Zomato, BigBasket, Myntra, Tata 1mg, and Urban Company (Effective 2% return).
1% Base Rewards
Earn 5 EDGE Reward Points per ₹100 spent on all other eligible retail transactions (Effective 1% return).
Welcome Benefit
Get 2,500 bonus EDGE Reward Points (worth ₹500) on making 3 transactions within 30 days of card issuance, perfectly offsetting the joining fee.
Domestic Lounge Access
Enjoy 4 complimentary domestic airport lounge visits per calendar year (subject to a spend requirement of ₹50,000 in the previous 3 calendar months).
Fuel Surcharge Waiver
1% fuel surcharge waiver on transactions between ₹400 and ₹5,000 at all petrol pumps in India (capped at ₹500 per month).
Welcome / Free Offer
Earn 2,500 EDGE Reward points (worth ₹500) upon completing 3 transactions within 30 days of card issuance.
Value up to ₹500
Eligibility: Complete 3 transactions within 30 days of card issuance.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Samsung Purchases (incl. EMI) | 10.0000% | 10% direct statement cashback on Samsung products. Maximum ₹2,500 per month and ₹10,000 per year. |
| Zomato, BigBasket, Myntra, Tata 1mg, Urban Company | 10.0000 points / ₹100 | Earn 10 EDGE Reward Points per ₹100 spent on preferred partner brands (1 Point = ₹0.20). |
| All Other Eligible Spends | 5.0000 points / ₹100 | Earn 5 EDGE Reward Points per ₹100 spent on general retail transactions (1 Point = ₹0.20). |
Airport Lounge Access
Domestic Airport Lounge
4 visits per calendar year · Domestic
Access is permitted only if the cardholder has spent ₹50,000 or more in the preceding 3 calendar months.
Fuel Surcharge Waiver
Current Offers & Promotions
Joining Fee Reversal Benefit
Active2,500 EDGE Points
Maximum benefit: 500.00
Earn 2,500 bonus EDGE Reward Points (worth ₹500) upon completing 3 transactions within 30 days of card issuance.
Annual Fee Waiver
Active₹500 Waived
Maximum benefit: 500.00
Renewal fee of ₹500 is waived off upon achieving annual spends of ₹2,00,000 or more in the previous year.
Eligibility Criteria
21 to 65 yrs
Salaried and Self-employed
₹25,000 / month
₹360,000 / year ITR
736+
New to Credit: Not Eligible
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Salaried Income: ₹25,000/monthly. Self-Employed: ITR > ₹3.6 Lakhs/annum. Credit Score: 736+. New-to-credit applicants are not allowed.
Income: Salaried: ₹25,000 per month. Self-employed: Annual ITR > ₹3,60,000.
Employment: Salaried and Self-employed Indian residents.
Credit Score: Minimum credit score of 736+ required.
Documents Needed
Fees & Charges
₹500
₹500 + GST
Pros
• Massive 10% cashback on Samsung purchases (including EMIs)
• 2% effective return on popular brands like Zomato, Myntra, and BigBasket
• 4 complimentary domestic airport lounge visits per year
• Low annual fee of ₹500, easily waivable on ₹2 Lakh spend
• Welcome points offset the joining fee completely
Cons
• 10% Samsung cashback is capped at ₹2,500 monthly and ₹10,000 yearly
• Airport lounge access requires ₹50,000 spend in the previous 3 months
• Base reward rate on regular retail spends is only 1%
• Not available for New-to-Credit applicants