Card Benefits
Key benefits available with this card.
10% Accelerated Cashback
Earn 10% cashback on eligible dining, food delivery and grocery spends, capped at Rs 1,000 cashback per month.
Unlimited 1.5% Cashback
Earn unlimited 1.5% cashback on other eligible spends.
HSBC Live+ Dining Programme
Save up to 15% on dining bills at 200+ partner restaurants through the HSBC Live+ Dining Programme.
4 Complimentary Domestic Lounge Visits
Get 4 complimentary domestic airport lounge visits per year, with a maximum of 1 visit per calendar quarter.
Rs 1,000 Activation Cashback
Get Rs 1,000 cashback when you download and log into the HSBC India Mobile Banking app and spend Rs 20,000 within the first 30 days.
12-Month Times Prime Subscription
Receive a complimentary 12-month Times Prime subscription with access to participating services such as Spotify Premium, Uber One, Discovery+, Moneycontrol Pro and Lenskart Gold.
Amazon Pay / Swiggy / Zomato Voucher
Get Amazon Pay, Swiggy or Zomato voucher worth up to Rs 750 on card activation with a minimum single transaction of Rs 300.
Rs 250 Amazon eGift Voucher
Get an additional Rs 250 Amazon eGift Voucher after completing the online application and Video KYC successfully.
MakeMyTrip Complimentary Seat Selection
Get complimentary domestic flight seat selection twice every year on eligible MakeMyTrip bookings.
MakeMyTrip Hotel Benefit
Get 15% cashback added to your MakeMyTrip Wallet as My Cash for eligible hotel stays in India when booked through MakeMyTrip using promo code VISASIGNATURE.
District App Offer
Get 10% off on transactions of Rs 3,500 or more on dining and movies through the District app by Zomato, subject to applicable terms.
Annual Fee Waiver
Annual fee of Rs 999 + GST is waived when annual spending reaches Rs 2,00,000 in the previous year.
Welcome / Free Offer
Get Rs 1,000 cashback when you download and log into the HSBC India Mobile Banking app and spend Rs 20,000 within the first 30 days. Get Amazon Pay, Swiggy or Zomato voucher worth up to Rs 750 on activation with a minimum single transaction of Rs 300. Get an additional Rs 250 Amazon eGift Voucher after completing online application and Video KYC successfully.
Value up to ₹2,000
Eligibility: Activation cashback requires app login and Rs 20,000 spending within first 30 days. Voucher requires card activation and a single transaction of Rs 300 or more. Amazon eGift Voucher requires successful online application and Video KYC.
Rewards & Points
How rewards are earned on this card.
| Category | Reward | Details |
|---|---|---|
| Dining | 10.0000% | Earn 10% cashback on eligible dining spends. Accelerated cashback is capped at Rs 1,000 per month across eligible accelerated categories. |
| Food Delivery | 10.0000% | Earn 10% cashback on eligible food delivery spends. Accelerated cashback is capped at Rs 1,000 per month across eligible accelerated categories. |
| Groceries | 10.0000% | Earn 10% cashback on eligible grocery spends. Accelerated cashback is capped at Rs 1,000 per month across eligible accelerated categories. |
| Other Eligible Spends | 1.5000% | Earn unlimited 1.5% cashback on other eligible spends after applicable exclusions. |
Airport Lounge Access
Domestic Airport Lounge
4 visits Per Year · Domestic
4 complimentary domestic airport lounge visits per year, limited to 1 visit per calendar quarter.
Current Offers & Promotions
Rs 1,000 Activation Cashback
ActiveRs 1,000 Cashback
Maximum benefit: 1000.00
Download and log into the HSBC India Mobile Banking app and spend Rs 20,000 within the first 30 days.
Amazon Pay / Swiggy / Zomato Voucher
ActiveUp to Rs 750
Maximum benefit: 750.00
Receive Amazon Pay, Swiggy or Zomato voucher worth up to Rs 750 on card activation with a minimum single transaction of Rs 300.
Amazon eGift Voucher
ActiveRs 250
Maximum benefit: 250.00
Additional Rs 250 Amazon eGift Voucher on successful online application and Video KYC.
Times Prime Subscription
Active12 Months Complimentary
Complimentary 12-month Times Prime subscription with participating benefits.
Live+ Dining Programme
ActiveUp to 15% off
Save up to 15% on dining bills at 200+ partner restaurants through the HSBC Live+ Dining Programme.
MakeMyTrip Hotel Cashback
Active15% My Cash
Get 15% cashback added to MakeMyTrip Wallet as My Cash on eligible hotel stays in India using promo code VISASIGNATURE.
MakeMyTrip Seat Selection
ActiveComplimentary
Complimentary domestic flight seat selection twice every year on eligible MakeMyTrip bookings.
District Dining & Movies
Active10% off
Get 10% off on transactions of Rs 3,500 or more on dining and movies through the District app by Zomato.
Annual Fee Waiver
ActiveRs 999 + GST
Maximum benefit: 999.00
Annual fee is waived when spending reaches Rs 2,00,000 in the previous year.
Eligibility Criteria
21 to 65 years
Salaried and Self Employed
₹600,000 / month
₹1,200,000 / year ITR
750+
Not specified
Additional Eligibility Details
Important Eligibility Information
Age: 21 to 65 years. Employment: Salaried and Self Employed. Salaried Income: Rs 50,000 per month (Rs 6,00,000 per annum). Self Employed: ITR greater than Rs 12,00,000 per annum. Credit Score: 750+.
Income: Salaried: Rs 50,000 per month / Rs 6,00,000 per annum. Self Employed: ITR greater than Rs 12,00,000 per annum.
Employment: Salaried and Self Employed
Credit Score: Minimum stated credit score: 750+.
Documents Needed
Fees & Charges
₹999
₹999 + GST
Pros
10% cashback on dining, food delivery and groceries up to Rs 1,000 per month; unlimited 1.5% cashback on other eligible spends; 4 domestic lounge visits per year; up to 15% dining discount; complimentary Times Prime; MakeMyTrip benefits; District app offers; activation cashback and vouchers.
Cons
10% accelerated cashback is capped at Rs 1,000 per month. Annual fee of Rs 999 + GST unless Rs 2 lakh previous-year spending requirement is met. Several transaction categories are excluded from cashback.